Privacy Policy

Who we are

IndiLoan is an Indian borrower education website available at indiloan.com. We publish informational content about loans, CIBIL and credit scores, credit cards, EMI planning, digital lending safety, banking, UPI, borrower rights, and personal finance.

IndiLoan is not a bank, NBFC, loan app, credit bureau, lender, loan broker, recovery agency, or government body. We do not approve loans, reject loans, recover dues, repair credit scores, process complaints, or provide personalised financial, legal, tax, or investment advice.

Information we may collect

We may collect limited information when you visit the website, use website features, click links, view ads, or contact us by email.

Please do not send sensitive personal or financial information to IndiLoan unless it is absolutely necessary. We do not need your OTP, password, Aadhaar number, PAN number, card number, CVV, full bank account number, loan account details, salary slip, or private documents.

How we use information

We may use collected information to:

• Operate, maintain, and improve IndiLoan.com.
• Understand which guides are useful to readers.
• Improve page speed, layout, navigation, and content quality.
• Respond to emails, corrections, and topic suggestions.
• Protect the website from spam, abuse, fraud, or security issues.
• Measure traffic, page views, engagement, and advertising performance.
• Show display ads through Google AdSense or similar advertising partners, if enabled.

Cookies and similar technologies

IndiLoan may use cookies, pixels, scripts, local storage, and similar technologies. These technologies help the website remember basic preferences, measure traffic, improve performance, prevent abuse, and support advertising.

Cookies may be used for:

• Website functionality and security.
• Analytics and performance measurement.
• Advertising, ad personalization, frequency capping, and ad measurement.
• Understanding reader behaviour across pages.

You can control or delete cookies through your browser settings. If you disable cookies, some parts of the website may not work as expected.

Advertising partners

IndiLoan may display ads through Google AdSense, Google Ad Manager, Ezoic, Mediavine, Raptive, AdThrive, or similar advertising networks and technology partners, depending on what is enabled on the website.

These advertising partners may use cookies, web beacons, device identifiers, and similar technologies to show ads, measure ad performance, prevent fraud, and personalise ads based on your visits to IndiLoan and other websites.

Google and other third-party vendors may use cookies to serve ads based on a user’s prior visits to this website or other websites. You can learn more about Google’s advertising practices and ad controls at:

• Google advertising technologies
• Google Ads Settings
• AboutAds opt-out choices

Analytics tools

We may use analytics tools such as Google Analytics, Google Search Console, Microsoft Clarity, Jetpack, LiteSpeed analytics, or similar tools to understand website traffic, search performance, engagement, and technical issues.

Analytics tools may collect information such as pages visited, browser type, device type, referral source, approximate location, time spent on pages, clicks, scroll behaviour, and technical performance data.

Emails and contact messages

If you email IndiLoan, we may collect your email address, name if provided, message content, and any information you voluntarily include. We use this information only to review your request, respond where appropriate, improve our content, or handle corrections and feedback.

Do not include private documents, OTPs, passwords, card details, bank details, Aadhaar details, PAN details, loan account details, or any sensitive information in your email.

External links

IndiLoan articles may link to banks, NBFCs, credit bureaus, government websites, regulators, complaint portals, calculators, tools, and third-party resources. We are not responsible for the privacy practices, accuracy, security, or content of external websites.

When you leave IndiLoan.com, you should review the privacy policy and terms of the external website before sharing any personal information.

Affiliate links and commercial relationships

IndiLoan may use affiliate links, sponsored placements, display advertising, or other monetization methods in the future. If a page contains affiliate or sponsored content, we aim to disclose it clearly where required.

Our educational content should not be treated as personalised loan, credit card, insurance, tax, investment, legal, or financial advice. Always verify product terms, charges, eligibility, and rules directly with the official provider.

Data sharing

We do not sell your personal information directly to lenders, loan apps, recovery agents, or credit repair companies.

We may share limited information with:

• Website hosting, security, backup, and performance providers.
• Analytics and advertising partners.
• Email and communication service providers.
• Legal, regulatory, or law-enforcement authorities where required by law.
• Professional advisers, if needed for compliance, security, or legal protection.

Data security

We use reasonable technical and organisational measures to protect the website and the information we handle. However, no website, email system, hosting platform, or internet transmission is completely secure.

You are responsible for not sending highly sensitive information to us by email or through any website interaction.

Data retention

We keep information only for as long as reasonably needed for website operation, analytics, security, legal compliance, communication, or legitimate business purposes.

Emails and correction requests may be retained for record-keeping, editorial improvement, abuse prevention, or legal protection.

Children’s privacy

IndiLoan is intended for general financial education and is not directed at children. We do not knowingly collect personal information from children.

If you believe a child has shared personal information with us, please contact us so we can review and delete it where appropriate.

Your privacy choices

Depending on applicable law and your location, you may have rights to:

• Ask what personal information we may hold about you.
• Request correction of inaccurate information.
• Request deletion of certain information.
• Withdraw consent where processing is based on consent.
• Object to or limit certain types of processing where applicable.
• Manage cookies and advertising preferences through browser or ad settings.

To make a privacy-related request, email us at contact@indiloan.com.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our website, tools, advertising partners, analytics providers, legal requirements, or business practices.

The updated version will be posted on this page with a revised “Last updated” date.